General terms and conditions

General Disclaimer

All Change Meridian (Michelle Gibbings) products and services are intended for general education and information purposes only.

Nothing on the website, in brochures, marketing material or in products/services provided should be interpreted as legal, medical, tax or other professional advice.

All products are intended for people aged 18 and over.

Any testimonials are not to be taken as a guarantee that you will get the same results. There are many factors influencing your success.

By accessing Change Meridian (Michelle Gibbings) products and services you acknowledge and agree that the company, its employees and representatives are not responsible for the decisions you make, and any losses or issues that may arise.

Products and Services

This site gives you an opportunity to browse and purchase products and services offered by Change Meridian (Michelle Gibbings).

These terms and conditions govern your use of this site, and when you purchase goods and services it forms a binding contractual agreement between you and the company (Change Meridian Pty Ltd ATF Change Meridian Discretionary Trust).

Program Enrolment

Before submitting your enrolment and payment for courses and training, you must read and agree to the terms and conditions set out below.

By proceeding through the checkout, the full payment will be charged to your credit card. Alternatively, if you wish to pay by invoice please advise and an invoice will be issued. The invoice is required to be paid at least 14 working days prior to the scheduled commencement date of the program.

Please note the cancellation terms:

  1. Cancellation four weeks (or beyond) before the program commences incurs 50% of full program cost
  2. Cancellation any time in the three weeks leading up to the program commencement date incurs 100% of full program cost

If you are unable to attend you may transfer the course to another attendee.

If registration criteria are not met or if conditions arise (beyond my control) there may arise a need to alter the date and venue. If this occurs each registrant will be contacted personally. If the program is cancelled or moved to a date that no longer suits the participant the registration fees will be refunded.

From time to time there may be minor changes to the advertised program’s content, however this will always be to the benefit of the attendee.

From time to time discounts to courses may be offered to either existing clients or as offers to individuals who attend events. There is no obligation or guarantee that these discounts will always be available.

If you have any questions before purchasing a product or engaging Michelle’s services, please contact us at

Earnings Disclaimer

Results that each individual achieves are based on their level of input, implementation and commitment to achieving a result. Each person gets different results and your results will be dependent on how you implement what you learn.

Refund and Returns

Public and Online Courses

Please ensure that you choose to invest wisely with us. There are no refunds made available to you due to change of mind.

Coaching Program

For people who enrol in a six month or longer coaching/mentoring program, the following commitment is made:

“My promise to you – if you don’t find the first session of value I will refund the cost of the session”.

Book Sales

If for any reason you are not completely satisfied with your book purchase we will give you a 7 day money-back guarantee from the time you receive the goods.

Please email us at within that time if you are not satisfied with your purchase so that we can resolve any problems.

This refund policy does not apply to goods which have been worn or used, damaged after delivery, or if any attempt has been made to alter the product in some way.

All products must be returned in their original condition. All postage and insurance costs are to be paid by the buyer. We recommend that you return the product via Registered post and that you pre pay all postage.

You assume any risk of lost, theft or damaged goods during transit and therefore advise you take out shipment registration of insurance with your postal carrier. Change Meridian Pty Ltd will not be responsible for parcels lost or damaged in transit if you choose not to insure.

Business Registration Details

Currency: Except where stated, all prices are in AUD.

Trading name: Change Meridian Pty Ltd ATF Change Meridian Discretionary Trust, trading as Change Meridian or Michelle Gibbings


ABN: 7364 2903 287

ACN: 607246408

Country: Change Meridian and Michelle Gibbings operates across the globe, and is domiciled in Melbourne, Australia.


Websites: and


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